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Choices – Your Mortgage Solutions claims guide

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For a company whose name might make you think of mortgages, the 3 up-held Financial Ombudsman complaints against Choices – Your Mortgage Solutions are all about pensions… More to the point, their about SIPPs: Self-Invested Personal Pensions, and advising clients to invest in HIGH-RISK investments such as Overseas Property Funds and Sustainable Agro Energy.

These days, Choices – Your Mortgage Solutions is no-more, dissolved in May 2016, and no-longer authorised to conduct regulated pension business (or any other regulated business) by the FCA, but this means the Financial Ombudsman can’t pay out for claims anymore either.

So what can YOU do if you took advice to move your pension from Choices – Your Mortgage Solutions?

One option is to book a free chat with a case assessor at Spencer Churchill Claims Advice to see if you can make a mis-sold pension claim with no upfront costs!

Please note: No Win – No Fee*: Successful claims made through Spencer Churchill Claims Advice are subject to the Success Fee, charged as per your terms of business and engagement letter of any monies awarded to the claim. Clients have a 14 day “Cooling-Off” period during which time they may cancel at any time without charge. After this time, cancellation will result in the application of the Cancellation Fee.

*Figures calculated before deduction of Success Fee and taxes

Can you make a Choices – Your Mortgage Solutions claim?

Several financial advisers and the FSCS have been paying out compensation for mis-selling investments via SIPPs and SSASs for a few years, with Spencer Churchill Claims Advice often leading the claim.

If you:

  • Transferred your pension to a SIPP
  • Made high-risk investments
  • Aren’t earning over £100k per year
  • Aren’t a Sophisticated Investor

Then you may have been mis-sold, and you could be able to make a claim for negligent SIPP advice.

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Choices – Your Mortgage Solutions timeline

  • Company formed

    2003

    The Choices story begins back in 2003 in Kent.

  • 3 Ombudsman claims

    2016

    February 2016 brought not 1, but 3 separately published FOS complaints, upheld against Choices – Your Mortgage Solutions.

    All 3 complaints were about SIPP pensions and investments, including Sustainable Agroenergy and overseas property funds, and all 3 resulted in orders to pay compensation.

  • Dissolved

    2016

    Just a few months later, in May 2016, the company was dissolved.

Sophisticated investor

Do you have a wealth of knowledge and experience in investing?

High net-worth earner

Do you earn in excess of £100,000 per annum?

High net-worth investor

Or do you own £250,000 worth of investable assets?

Do you know how people complained about mis-sold investments and pensions in the last year?

A lot. Over twenty thousand complaints were made about mis-sold pensions and investments in 2020/21, a figure which had doubled since the year before.. It’s no secret how serious this problem is, and it just seems to keep getting worse.

People receive poor financial advice every day. Sometimes they don’t even realise that they’re owed whopping amounts of compensation.
Free Initial Assessment: No-Obligation Chat

Have you been a victim of financial mis-selling?

Answer a few questions and find out if you have good grounds to make a financial compensation claim:

Step 1 of 6

Were you told to invest all, or most, of your savings into a single product?

Reaching out for help is never easy,
especially if you’ve been misled in the past.

But getting in touch with us won’t commit you to anything. We want to toss you a lifeboat and guide you through the choppy waters of the financial ocean, not leave you struggling to stay afloat. Our experts are here to offer advice and support on financial claims. We know what we’re doing and you can trust that if you’ve got questions, we’ve got answers.

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Spencer Churchill Claims Advice featured on:

  • The Herald
  • Southern Daily Echo
  • Manchester Evening News
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Regulated Solicitors Regulation Authority

Spencer Churchill Claims Advice will:

  • Speak to you in plain English
  • Provide you with a dedicated claims specialist
  • Pay attention to the small details of your case
  • Keep you up to date with the status of your claim
  • Make sure you understand our charges
  • Do absolutely everything we can to win your claim

Find out how much you could claim today

Ready to take the next step? We’re here with clear, no-pressure advice. Give us a call today to find out if you have a valid claim

Call: 01204929929

Office hours:

Monday: 8:00am–6:00pm
Tuesday: 8:00am–6.00pm
Wednesday: 8:00am–6:00pm
Thursday: 8.00am–6.00pm
Friday: Office Closed

Find out how much you could claim. Fill in the form, and we’ll get back to you with free, no-obligation advice.
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