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Common Mis-Sold Pension Investments

Are you looking for information on a specific mis-sold pension investment? Take a look through the most common ones below, or use the search bar to find exactly what you’re looking for.

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Not all investments are equal

When it comes to risk, not all investments are equal. Some are unregulated by the watchdogs at the Financial Conduct Authority. This means they are more open to conflicts, wrongdoing, and can offer less protection.

High risk investments

The investments below are not a list of ‘bad’ investments, although some of them turned out to be. They are included because they are high-risk investments that have been commonly mis-sold by financial advisers, often through SIPP pensions.

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Each mis-sold investment page will give you a basic bio and backstory to each scheme, so you can make a more informed choice should you wish to make a claim for a mis-sold investmentUse the Search Bar to find your investment, or browse at your leisure.

Can’t See The Investment That You’re Looking For In The List Above?

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Understanding High-Risk Investment Claims

The investments listed above all have three things in common:

  1. They were all high-risk investments
  2. They were all commonly mis-sold to people with a SIPP, SSAS and/or QROPS pension
  3. They are unregulated by the FCA

This meant that many of them were based abroad or floated on foreign stock exchanges, making them more open to volatility, fraud and collapse. In addition, as these investments are not regulated by the FCA, they do not come with the protection of the Financial Services Compensation Scheme (FSCS).

If things go south with any of these investments (which has often been the case), investors face the grim possibility of losing all their invested funds.

Are you worried you’ve mis-sold a high-risk investment? We’re here to help. Give our team a call today to see if you can make a claim.

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UCIS, Non-Standard And Illiquid Assets

We understand that, when it comes to mis-sold pension investments, you can be overwhelmed with jargon and confusing phrases. UCIS, non-standard and illiquid assets are some of the most common – but what do they mean?

UCIS – Unregulated Collective Investment Scheme

These are a type of high risk, non-standard investment unregulated by the FCA.

Non-Standard Investment

These investments may be unregulated, prone to price changes and have little tangibility.

Illiquid Assets

An asset is an investment you own; if it is ‘liquid’, it means there is a vibrant market for it, where shares in the investment can be bought and sold easily.

‘Illiquid’ is the opposite. Investing in an asset that is prone to illiquidity could mean your money drops in value or gets trapped in the investment for a long time.

Suitability of Investments

Selling high-risk investments has a strict rule book.

The FCA says that financial advisers have to make sure investments are a good fit for the person buying them. They need to think about how much risk is suitable for each individual before giving advice or making a sale.

Think about it this way: some people have plenty of money and can handle the risk (these people are often called ‘high net worth individuals’). Or they could have previous experience in making riskier investments (‘sophisticated investors’).

On the flip side of this, other people don’t have the spare cash and can’t afford to take these chances, or they may not have the knowledge to fully understand what they are investing in.

If financial advisers recommend high-risk investments to people with low-risk profiles, they may be mis-selling those investments.

Do you think this happened to you? Contact our team today, and together we’ll figure out if you have a valid claim.

Do you know how people complained about mis-sold investments and pensions in the last year?

A lot. Over twenty thousand complaints were made about mis-sold pensions and investments in 2020/21, a figure which had doubled since the year before.. It’s no secret how serious this problem is, and it just seems to keep getting worse.

People receive poor financial advice every day. Sometimes they don’t even realise that they’re owed whopping amounts of compensation.
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Have You Been A Victim Of Financial Mis-Selling?

Answer a few questions and find out if you have good grounds to make a financial compensation claim:

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Were you told to invest all, or most, of your savings into a single product?

Reaching out for help is never easy,
especially if you’ve been misled in the past.

But getting in touch with us won’t commit you to anything. We want to toss you a lifeboat and guide you through the choppy waters of the financial ocean, not leave you struggling to stay afloat. Our experts are here to offer advice and support on financial claims. We know what we’re doing and you can trust that if you’ve got questions, we’ve got answers.

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Speak to an expert today

We have decades of experience in helping people claim back money that is rightfully theirs. Whether you want to make a mis-sold pension claim, have questions about a mis-sold investment, or you’re just looking for some advice you can trust – we’ve got you covered. Reach out to our team today for a no-obligation, completely free chat. 

Call: 01204929929

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