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Mis-Sold Pension Claims

If you received misleading or inaccurate financial advice that left your pension lower than expected, you could be owed mis-sold pension compensation.

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We are here to rewrite the book for you. And luckily we are pretty damn good at creating happy endings.


When you get let down by someone you thought you could trust, it can leave its mark on you, emotionally and physically.


We are committed to transparency and fairness in the way we conduct with clients, including how we charge for our claims services.

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How do I know if I was mis-sold a pension?

If you were given misleading financial advice, or were persuaded to invest into a pension scheme without having the right information, you may have been mis-sold a pension.

Our teams have years of experience in helping people make mis-sold pension claims. From final salary claims to SIPP and QROPS claims – we are here to help with it all. We understand that a pension represents a lifetime of hard work and savings. That’s why, if you have a valid claim, we will do everything we can to make sure you get mis-sold pension compensation.

The mis-sold pension claims solicitor you can trust

We understand the massive impact a mis-sold pension can have on your life and finances. That’s why we will do everything we can to help you reclaim what is rightfully yours, providing honest and trustworthy advice every step of the way.

With years of expertise and specialist knowledge, we’re the mis-sold pension claims solicitors you’ve been looking for.

Having our expert team at your side means you can rest easy knowing you’re not just another case number.

Let’s right the wrongs together – get in touch to see if you have a valid claim today.

Start Your Mis Sold Pension Claim

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Mis-Sold Pension FAQs

These are some of the most common questions we get asked about mis-sold pension claims.

Can You Claim For A Mis-Sold Pension?

Yes, you may be able to claim compensation for a mis-sold pension if you were given poor advice about transferring your pension or investing your pension funds. You can claim against your financial advisor, the pension provider, or both. Get in touch with our experts today to find out if you have a claim.

How Does A Mis-Sold Pension Claim Work?

The first step of making a mis-sold pension claim is to get in touch with our experts. We can have a no-obligation chat and assess your case to see if you have a valid claim.

If you do, we will start the process of making the claim on your behalf. This will involve gathering evidence, such as your pension paperwork and any correspondence with your financial advisor.

We will negotiate with the pension provider to try to reach a settlement, if one can’t be reached, the case may go to court.

Which Pension Schemes Do You Act In Relation To?

We act in relation to a wide range of pension schemes, including:

  • Final salary claims
  • SIPP claims
  • QROPS claims
  • Annuity claims
  • SSAS claims

How Can I Be Sure The Pension Transfer Advice I Received Was Poor?

There are a number of signs that you may have been mis-sold a pension. These include:

  • You were advised to transfer out of a company pension scheme when this was not in your best interests.
  • You were not given enough information about the risks of transferring your pension.
  • You were pressured into transferring your pension.
  • Your financial advisor did not take into account your individual circumstances.

If you think you may have been given poor pension transfer advice, get in touch and our experts can assess your case to see if you have a valid claim.

Is It Always Wrong To Transfer Out Of A Company Pension Scheme?

No, it is not always wrong to transfer out of a company pension scheme. However, it is important to get independent financial advice before you do so. This is because there are a number of risks associated with transferring your pension, such as the loss of guarantees and the potential for higher charges.

How Will I Pay For My Pension Mis-Selling Claim?

Most pension mis-selling lawyers work on a no win, no fee basis. This means that you will not have to pay anything if your claim is unsuccessful. However, you will be responsible for paying the lawyer’s fees if your claim is successful.

How Do I Begin A Compensation Claim For Poor Pension Transfer Advice?

To begin a mis-sold pension claim, all you need to do is get in touch with us. You can have a no-obligation chat with one of our experts and, if you have a valid claim, they can help you get the ball rolling. Give us a call today to get started.

Is There A Time Limit On A Mis-Sold Pension?

Yes, there is a time limit on making a claim for a mis-sold pension. The time limit is usually six years from the date you received the poor advice, or three years from when you ought to reasonably have known you had cause to complain. We would need to consider this on a case by case basis.

Is Pension Mis-Selling The Same As PPI?

No, pension mis-selling is not the same as PPI. Pension mis-selling is when you are given poor advice about your pension, such as being advised to transfer out of a company pension scheme when this is not in your best interests.

PPI is when you are sold a product that you do not need or that is not suitable for you.

Can I Claim For A Mis-Sold SIPP (Self Invested Personal Pension)?

Yes, you may be able to claim compensation for a mis-sold SIPP. This is a type of self-invested personal pension (SIPP) that is often sold to people who are not experienced investors. If you were given poor advice about how to invest your SIPP funds, get in touch with our team and they can see if you’ve got a valid claim.

How Can I Make A Mis-Sold Pension Claim?

Starting a mis-sold pension claim is straightforward with us. Simply reach out for a no-strings-attached chat with our specialists. If your claim is valid, we’ll help you kick things off. Why not give us a call today? We’re here to help.

Can I Sue My Financial Advisor For Pension Mis-Selling?

Yes, you can sue your financial advisor for pension mis-selling if they gave you poor advice that resulted in you losing money. But, you may not need to.

Because all financial advisers giving pension advice need to be regulated by the FCA, they have strict rules to follow, and a claim can be made if they fail in their duties.

Is There A Mis-Sold Pension Complaint Letter Template?

Yes, you can read more about mis-sold pension complaint letter templates here. While every claim is a little different (sometimes a LOT different), there are some things that end up in pretty much every claim.

Can I Get Compensation For Bad Pension Advice?

Yes, you may be able to claim compensation for bad pension advice if you can prove that the advice you received was negligent. This means that the financial advisor must have failed to meet the standard of care that a reasonably competent financial advisor would have met in the same circumstances.

We know it can sound complicated, which is why we’re here to help! Get in touch with our teams today for a no-obligation chat about your situation.

How Much Do You Charge For A Mis-Sold Pension Claim?

At Spencer Churchill Claims Advice, we offer a FREE initial assessment of your claim and we won’t take any fees up front – ever. Our team of experienced and specialist claim advisors are trained to get you the most mis-sold pension compensation possible.

What Is The Average Compensation For Mis-Sold Pensions?

When it comes to the amount of compensation received from mis-sold pension claims, there is no one-size-fits-all answer.

We’ve seen a wide range of compensation amounts, and they really are different for every case.

Typically, compensation can vary significantly based on factors like the amount invested, the duration of the pension and the specific nature of the mis-selling.

While we can’t pinpoint an exact average due to these variations, we can promise that our team will do everything they can to get you the highest possible repayment.

Get in touch today to find out if you have a valid claim. Our teams of experts will work with you to get your hard-earned money back where it belongs – in your pocket.

What Happens If My Pension Provider Goes Bust?

If you have been paying into a pension scheme and the provider has recently gone bust, you may be due compensation: this will depend on the type of pension you have and whether the provider was FCA (Financial Conduct Authority) regulated.

Is Compensation For A Mis-Sold Pension Taxable?

Mis-sold pension compensation and tax is a complex issue and we’re not tax specialists at Spencer Churchill, so we can’t confidently advise someone on their tax arrangements. We do suggest that anyone who receives compensation from their mis-sold pension claim to seek independent tax advice for further guidance.

How Long Does A Mis-Sold Pension Claim Take?

The time it takes to resolve a mis-sold pension claim can vary depending on a number of factors, such as the complexity of the case and the willingness of the pension provider or financial advisor to settle.

What Is The UK Pensions Mis-Selling Scandal?

The UK pensions mis-selling scandal refers to the widespread mis-selling of pensions to people across the UK. This scandal began in the 1980s and continued into the 2000s. It is estimated that millions of people have been mis-sold pensions, resulting in billions of pounds of losses.

How Long Does A Pension Company Have To Respond To A Mis-Sold Pension Complaint?

Pension companies have 8 weeks to respond to a mis-sold pension complaint. If they do not respond within 8 weeks, you may be able to escalate your complaint to the Financial Ombudsman Service (FOS).

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Start Your Mis-Sold Pension Claim Today

If you think you’re owed pension mis-selling compensation, fill in the form below. One of our experts will be in touch for a friendly, no-obligation chat to assess your situation.

We’ll go through your options, your rights, and we will discuss how we can move forward. And don’t worry, this is a free assessment and we don’t take any up-front costs.

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Claim Your Mis-Sold Pension Compensation

Our team has years of experience in helping our clients get back what is rightfully theirs. Don’t let your pension be a stressful part of your retirement – get in touch today to see if you have a valid claim.

Do you know how people complained about mis-sold investments and pensions in the last year?

A lot. Over twenty thousand complaints were made about mis-sold pensions and investments in 2020/21, a figure which had doubled since the year before.. It’s no secret how serious this problem is, and it just seems to keep getting worse.

People receive poor financial advice every day. Sometimes they don’t even realise that they’re owed whopping amounts of compensation.
Free Initial Assessment: No-Obligation Chat

Have You Been A Victim Of Financial Mis-Selling?

Answer a few questions and find out if you have good grounds to make a financial compensation claim:

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Were you told to invest all, or most, of your savings into a single product?

Reaching out for help is never easy,
especially if you’ve been misled in the past.

But getting in touch with us won’t commit you to anything. We want to toss you a lifeboat and guide you through the choppy waters of the financial ocean, not leave you struggling to stay afloat. Our experts are here to offer advice and support on financial claims. We know what we’re doing and you can trust that if you’ve got questions, we’ve got answers.

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Spencer Churchill Claims Advice featured on:

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Spencer Churchill Claims Advice Will:

  • Speak to you in plain English
  • Provide you with a dedicated claims specialist
  • Pay attention to the small details of your case
  • Keep you up to date with the status of your claim
  • Make sure you understand our charges
  • Do absolutely everything we can to win your claim

Speak to an expert today

We have decades of experience in helping people claim back money that is rightfully theirs. Whether you want to make a mis-sold pension claim, have questions about a mis-sold investment, or you’re just looking for some advice you can trust – we’ve got you covered. Reach out to our team today for a no-obligation, completely free chat. 

Call: 01204929929

Office Hours:

Monday: 8:00am–6:00pm
Tuesday: 8:00am–6.00pm
Wednesday: 8:00am–6:00pm
Thursday: 8.00am–6.00pm
Friday: Office Closed

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