You may have been given negligent financial advice that resulted in you losing a guaranteed index-linked income in retirement. But don’t worry, we can help. We want to get you back the money you are owed as soon as possible.
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Spencer Churchill Claims Advice featured on
Jaguar Land Rover has rewarded many of its past and present employees with a Defined Benefits Pension Scheme. This scheme promised a guaranteed income in retirement based on salary.
Defined benefits pensions should only be transferred in certain, fairly rare circumstances. Doing so will almost certainly expose the pension to more risk than would be suitable and lead to irrevocable loss of benefits. If you were advised to transfer away, you may have been given negligent pension advice.
If you transferred away from Jaguar Land Rover, you may have lost a guaranteed income in retirement and you may be able to make a claim for a mis-sold final salary pension transfer.
Make a claimFirst things first, you’ll want to review the advice you were given to determine whether it was the right advice for you. Any transfer of a final salary or career average pension is going to expose that fund to risk, usually more risk than most people should be faced with.
Final Salary Pensions, like Jaguar Land Rover ones, are the safest pensions available. All the responsibility falls on the shoulders of the pension trustees. Transferring away also transfers responsibility onto you. Many people who transferred their pension will now likely have to pay annual fees to run the pension, as well as risk their retirement fund within a volatile financial market.
If you think you have been misled, it is best to get in touch with one of our experts. Even if you have reviewed the advice and you are not certain whether you have been misled or not, we can still help.
Speak to a specialistDon’t delay in reaching out to our team if you are concerned that you were misled into transferring your pension. Moving a final salary or other defined benefit pension is rarely advisable, so if we decide you were misled, we can start the process as soon as possible to get you the money you were owed.
If you think you were mis-sold a different type of pension, make sure to check out our other services here.
Don’t delay, get the help you need now.
Make a claim now