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Greater Manchester Pension Fund

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We are here to rewrite the book for you. And luckily we are pretty damn good at creating happy endings.


When you get let down by someone you thought you could trust, it can leave its mark on you, emotionally and physically.


We are committed to transparency and fairness in the way we conduct with clients, including how we charge for our claims services.

Did Move Your Pension From The Greater Manchester Pension Fund?

You May Be Able To Make A Claim – Contact Our Team!

You may have been mis-sold your final salary pension. Fill out your contact info below and we’ll be in touch at the best time for you


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Operated by Tameside Metropolitan Borough Council, the Greater Manchester Pension Fund is a defined benefit pension scheme available (or previously available) to many employees of GM based institutions, including the 10 local council authorities, and a few extras such as MMU and the University of Bolton.

Depending on when scheme members joined the Greater Manchester Pension Fund, their pension may be a Final Salary Pension, or a Career Average pension – both of which are types of Defined Benefit Schemes, considered to be both rare and valuable.


These days, the rules mean that people can often leave their pension fund, and take a cash amount to be placed into a private pension.

The potential benefits of this are often sung by unregulated marketing firms offering ‘free pension reviews’, and financial advisers looking to earn some big transfer fees by recommending a move.

But in reality, transfers away from defined benefit pension schemes like the Greater Manchester Pension Fund are rarely found to be suitable and in the individuals best interests.


transfer away from a final salary pension into a private scheme is often a much bigger risk than people realise. While the money remains in the scheme, the trustees are honour-bound to keep their promise: a guaranteed income in retirement, based on the salaries you’ve earned.

All the risk and responsibility falls on the shoulders of those trustees and employers to make sure the money is there. Even if things go wrong, final salary pension schemes are backed up to 90% of their value by the Pension Protection Fund (PFF), making them some of the safest pensions you can hope for. They often come with great death-in-service benefits too, and they don’t cost scheme members to run.

But many people are told they could be able to get more in retirement if they transfer to a private scheme and invest it themselves.

Technically, this is true – they may be able to do that.

But only by exposing what was a safe-bet to a lot more risk. In some cases, this risk becomes real and people lose hundreds of thousands from their pension.

More than that, they will likely lose death in service benefits, too.

While there are some situations that may make a final salary pension transfer suitable, these are quite rare, and many people receive negligent advice that helps facilitate the transfer.


If you’ve transferred away from the Greater Manchester Pension Fund, then you may have lost money in the long run, may have been mis-sold your pension, and may be able to make a claim.

Spencer Churchill Claims Advice offer a FREE initial claims assessment to test your case for signs of pension mis-selling, to see if you can make a claim with no upfront cost!

Please note: No Win – No Fee*: Successful claims made through Spencer Churchill Claims Advice are subject to the Success Fee, charged as per your terms of business and engagement letter of any monies awarded to the claim. Clients have a 14 day “Cooling-Off” period during which time they may cancel at any time without charge. After this time, cancellation will result in the application of the Cancellation Fee. 

*Figures calculated before deduction of Success Fee and taxes 

Pacific IFA

Ready To Make A Claim?

Think you’ve been mis-sold your Greater Manchester Pension Fund transfer? Click below to take the first step to making a claim.


What Makes A Pension Transfer Mis-Sold?

Moving a final salary or other defined benefit pension is rarely advisable, except in certain situations. While moving your pension may earn your adviser big fees and commissions, you may lose more than you hoped:

Do you know how people complained about mis-sold investments and pensions in the last year?

A lot. Over twenty thousand complaints were made about mis-sold pensions and investments in 2020/21, a figure which had doubled since the year before.. It’s no secret how serious this problem is, and it just seems to keep getting worse.

People receive poor financial advice every day. Sometimes they don’t even realise that they’re owed whopping amounts of compensation.
Free Initial Assessment: No-Obligation Chat

Have You Been A Victim Of Financial Mis-Selling?

Answer a few questions and find out if you have good grounds to make a financial compensation claim:

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Were you told to invest all, or most, of your savings into a single product?

Reaching out for help is never easy,
especially if you’ve been misled in the past.

But getting in touch with us won’t commit you to anything. We want to toss you a lifeboat and guide you through the choppy waters of the financial ocean, not leave you struggling to stay afloat. Our experts are here to offer advice and support on financial claims. We know what we’re doing and you can trust that if you’ve got questions, we’ve got answers.

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Spencer Churchill Claims Advice Will:

  • Speak to you in plain English
  • Provide you with a dedicated claims specialist
  • Pay attention to the small details of your case
  • Keep you up to date with the status of your claim
  • Make sure you understand our charges
  • Do absolutely everything we can to win your claim

Speak to an expert today

We have decades of experience in helping people claim back money that is rightfully theirs. Whether you want to make a mis-sold pension claim, have questions about a mis-sold investment, or you’re just looking for some advice you can trust – we’ve got you covered. Reach out to our team today for a no-obligation, completely free chat. 

Call: 01204929929

Office Hours:

Monday: 8:00am–6:00pm
Tuesday: 8:00am–6.00pm
Wednesday: 8:00am–6:00pm
Thursday: 8.00am–6.00pm
Friday: Office Closed

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