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Mis-Sold Merseyside Pension Fund Claims

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And luckily we are pretty damn good at creating happy endings.

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We are here to rewrite the book for you. And luckily we are pretty damn good at creating happy endings.


When you get let down by someone you thought you could trust, it can leave its mark on you, emotionally and physically.


We are committed to transparency and fairness in the way we conduct with clients, including how we charge for our claims services.

Did You Transfer Away From The Merseyside Pension Fund?

You May Be Able To Make A Claim – Contact Our Team!

You may have been mis-sold. Fill out your contact info below and we’ll be in touch at the best time for you
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The Merseyside Pension Fund is a local government pension for many public sector employees and contractors who either work or have worked in the Merseyside area for their local authority.

Like many local authority pension schemes, many of the members can look forward to a defined benefit pension package, promising a guaranteed income in retirement, no matter how long that lasts.

These pensions are considered safe, with all the risk resting with the trustees, and protected up to 90% with the Pension Protection fund.

Yet that hasn’t stopped people transferring their retirement benefits away from the Merseyside Pension Fund, but why?


For some time now, people have had the option to move their final salary pensions, transferring them into a private scheme if they need to.

But just because you can, doesn’t always mean that you should. Leaving a final salary pension scheme may mean leaving behind some rare and valuable benefits, such as death in service benefits.

Perhaps most importantly, people who transferred away from the Merseyside Pension may have been giving up a guaranteed income based on their salary for retirement, and swapping it for the results of a volatile investment market.

The FCA’s rules to financial advisers about who they should recommend a pension transfer to are pretty strict, meaning advisers should be very careful about who they say should transfer. They need to be making sure that a pension transfer is in their client’s best interest, and doesn’t expose their retirement fund to more risk than can be afforded.

Unfortunately, this isn’t always what happens…


mis-sold pension transfer can go wrong in a few different ways, from losing up to around 50% of the pension value when transferred around 10 years before retirement (Recent study by Royal London), or having the money invested in high-risk investments that later fail, causing the pension to lose all value.

Swapping a final salary pension for a private one means swapping certainty for uncertainty, and is only right for some people.

To find out if you can make a claim on with no upfront costs, contact the team at Spencer Churchill Claims Advice for a FREE initial assessment.

Ready To Make A Claim?

Think you’ve been mis-sold your Merseyside Pension Fund? Click below to take the first step to making a claim.

What Makes A Pension Transfer Mis-Sold?

Moving a final salary or other defined benefit pension is rarely advisable, except in certain situations. While moving your pension may earn your adviser big fees and commissions, you may lose more than you hoped:

Do you know how people complained about mis-sold investments and pensions in the last year?

A lot. Over twenty thousand complaints were made about mis-sold pensions and investments in 2020/21, a figure which had doubled since the year before.. It’s no secret how serious this problem is, and it just seems to keep getting worse.

People receive poor financial advice every day. Sometimes they don’t even realise that they’re owed whopping amounts of compensation.
Free Initial Assessment: No-Obligation Chat

Have You Been A Victim Of Financial Mis-Selling?

Answer a few questions and find out if you have good grounds to make a financial compensation claim:

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Were you told to invest all, or most, of your savings into a single product?

Reaching out for help is never easy,
especially if you’ve been misled in the past.

But getting in touch with us won’t commit you to anything. We want to toss you a lifeboat and guide you through the choppy waters of the financial ocean, not leave you struggling to stay afloat. Our experts are here to offer advice and support on financial claims. We know what we’re doing and you can trust that if you’ve got questions, we’ve got answers.

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Spencer Churchill Claims Advice featured on:

  • The Herald
  • Southern Daily Echo
  • Manchester Evening News
GCA Team People
Regulated Solicitors Regulation Authority

Spencer Churchill Claims Advice Will:

  • Speak to you in plain English
  • Provide you with a dedicated claims specialist
  • Pay attention to the small details of your case
  • Keep you up to date with the status of your claim
  • Make sure you understand our charges
  • Do absolutely everything we can to win your claim

Speak to an expert today

We have decades of experience in helping people claim back money that is rightfully theirs. Whether you want to make a mis-sold pension claim, have questions about a mis-sold investment, or you’re just looking for some advice you can trust – we’ve got you covered. Reach out to our team today for a no-obligation, completely free chat. 

Call: 01204929929

Office Hours:

Monday: 8:00am–6:00pm
Tuesday: 8:00am–6.00pm
Wednesday: 8:00am–6:00pm
Thursday: 8.00am–6.00pm
Friday: Office Closed

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