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Royal Mail Final Salary Transfer Claims

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The Royal Mail operates at least 3 main pension plans, one that led up to 1987, one until 31st March 2018, and one from the 1st April 2018.

Earlier pension plans may be valuable final salary pension schemes – rare pension schemes that give members a practically guaranteed income in retirement, one that is index-linked with inflation and features ill health and death benefits.

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We are here to rewrite the book for you. 
And luckily we are pretty damn good at creating happy endings.

Money Hands

We are here to rewrite the book for you. And luckily we are pretty damn good at creating happy endings.


When you get let down by someone you thought you could trust, it can leave its mark on you, emotionally and physically.


We are committed to transparency and fairness in the way we conduct with clients, including how we charge for our claims services.


But these pensions aren’t just valuable to scheme members – they are also a target for scammers, and financial advisers who can make small fortunes by transferring them away to personal schemes.

In recent years, many final salary pension schemes have offered relatively high CETV figures – transfer valuations, which has possibly made it easier for marketing companies and scammers to convince people to transfer pensions like Royal Mail ones away to personal schemes.

This is often done through cold-calls to drum up interest through Free pension reviews, before recommending a new pension scheme, possibly even featuring high-risk investments that the pension holder may not be suitable for.

Except in rare circumstances, transferring a royal mail final salary pension can leave the pension holder worse-off and at risk, and give the companies involved in the transfer big bucks.


If you’re having second thoughts about your own transfer away from a Royal Mail pension scheme, you can find out if you have a claim by taking a FREE Initial Assessment with Spencer Churchill Claims Advice – a chat about how your transfer was conducted to see if you can make a claim.

Have A Question About Pension Transfer?

Ask us any question about your situation and we’ll be in touch at the best time for you – COMPLETELY FREE!

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Ready To Make A Claim?

Think you’ve been mis-sold your Royal Mail Pension Transfer Claims? Click below to take the first step to making a claim.

What Makes A Pension Transfer Mis-Sold?

Moving a final salary or other defined benefit pension is rarely advisable, except in certain situations. While moving your pension may earn your adviser big fees and commissions, you may lose more than you hoped:

Do you know how people complained about mis-sold investments and pensions in the last year?

A lot. Over twenty thousand complaints were made about mis-sold pensions and investments in 2020/21, a figure which had doubled since the year before.. It’s no secret how serious this problem is, and it just seems to keep getting worse.

People receive poor financial advice every day. Sometimes they don’t even realise that they’re owed whopping amounts of compensation.
Free Initial Assessment: No-Obligation Chat

Have You Been A Victim Of Financial Mis-Selling?

Answer a few questions and find out if you have good grounds to make a financial compensation claim:

Step 1 of 6

Were you told to invest all, or most, of your savings into a single product?

Reaching out for help is never easy,
especially if you’ve been misled in the past.

But getting in touch with us won’t commit you to anything. We want to toss you a lifeboat and guide you through the choppy waters of the financial ocean, not leave you struggling to stay afloat. Our experts are here to offer advice and support on financial claims. We know what we’re doing and you can trust that if you’ve got questions, we’ve got answers.

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Spencer Churchill Claims Advice featured on:

  • The Herald
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Spencer Churchill Claims Advice Will:

  • Speak to you in plain English
  • Provide you with a dedicated claims specialist
  • Pay attention to the small details of your case
  • Keep you up to date with the status of your claim
  • Make sure you understand our charges
  • Do absolutely everything we can to win your claim

Speak to an expert today

We have decades of experience in helping people claim back money that is rightfully theirs. Whether you want to make a mis-sold pension claim, have questions about a mis-sold investment, or you’re just looking for some advice you can trust – we’ve got you covered. Reach out to our team today for a no-obligation, completely free chat. 

Call: 01204929929

Office Hours:

Monday: 8:00am–6:00pm
Tuesday: 8:00am–6.00pm
Wednesday: 8:00am–6:00pm
Thursday: 8.00am–6.00pm
Friday: Office Closed

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