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Colonial Capital Administration Claims Guide

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Set up in 2011 and incorporated in 2014, Colonial Capital Group Plc was to “take advantage” of dislocation in the US housing market in areas such as Chicago, and was offering investors in Colonial Capital Group 3 year bonds 12% interest and 100% of the investment funds back when redeemed.

But like so many other “SIPP approved”, HIGH RISK Overseas Property Schemes, Colonial Capital Group doesn’t look set to deliver on those promises to investors, as it is now in liquidation, leaving some investors with doubts over the future of their Colonial Capital investments, and in some cases, their retirements.

If you invested in Colonial Capital Bonds through a SIPP pension, then you may be able to make a claim for a mis-sold pension.

Find out with a FREE initial assessment with the team at Spencer Churchill Claims Advice, it could be that you can make your claim on a No Win – No Fee* basis.

Can You Claim For Colonial Capital Mis-Selling Compensation?

Several financial advisers and the FSCS have been paying out compensation for mis-sold investments via SIPPs and SSASs for a few years, with Spencer Churchill Claims Advice often leading the claim on a No Win – No Fee* basis.

If you:

  • Transferred your pension to a SIPP
  • Invested in Colonial Capital or other high-risk investments
  • Aren’t earning over £100k per year
  • Aren’t a Sophisticated Investor

Then you may have been mis-sold, and you could be able to make a claim for negligent SIPP advice.

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Colonial Capital Timeline Of Events

  • Colonial Capital Forms

    2011

    Colonial Capital was officially formed as a company on 16 November 2011.

  • Administration

    2017

    Published on Companies House in March 2017, the Administrator’s proposal outlines some of the reasons that led up to Colonial Capital entering into Administration. It details how some investors regularly asked Colonial Capital for proof that they had purchased the properties, but none was “forthcoming”.

  • Liquidation

    2017

    By November 2017, less than a year after the Administrators arrived on the scene, Colonial Capital went into a creditors voluntary Liquidation. The Metropolitan Police had $304k of money held, and over $6.5m had been loaned out to another company.

  • FCA Sends Questionnaire To Resort Group Investors

    2017

    August 2017 brought the news that the FCA has sent questionnaires to some Resort Group investors asking for information. The article in New Model Adviser explained that it had understood that the questionnaire had been sent out by the FCA’s Unauthorised Business division. The FCA usually doesnt involve itself with unregulated firms, however it can do so if it suspects or has concerns that regulated activity had been carried out without the correct authorisation.

What Happened To Colonial Capital

We’re not completely sure yet, but we do know that it was always a high-risk investment.

As part of any insolvency proceedings involving administration or liquidation, updates are produced by the new management to explain their intentions, the state of the company and what may happen next.

The administrators progress report from 2017 says:

‘[…] The amount of funds received from investors significantly exceeds the funds spent on purchasing and rehabbing social housing projects in the US. Our investigations into where investor funds were ultimately paid are ongoing.’

Colonial Capital Related Claims

Colonial Capital Compensation FAQ’s

Why Was Colonial Capital High-Risk?

With assets based abroad, Colonial Capital was not regulated by the FCA in the same way as many standard stock market investments.

Considered to be a non-standard investment, it was automatically in the high-risk category, despite what a financial adviser may have told you.

What Is A SIPP?

A Self-Invested Personal Pension is a type of private pension that allows a greater range of investments.

Because many SIPPs allow high-risk investments, they are often mis-sold by financial advisers who failed to consider whether the investments were suitable for their client, therefore exposing them to more risk than is suitable for them.

Can I Claim Against Colonial Capital?

Unlikely, as the company itself is now in voluntary liquidation. However if a financial adviser negligently adviser you to invest, there may be a route to a claim.

Do you know how people complained about mis-sold investments and pensions in the last year?

A lot. Over twenty thousand complaints were made about mis-sold pensions and investments in 2020/21, a figure which had doubled since the year before.. It’s no secret how serious this problem is, and it just seems to keep getting worse.

People receive poor financial advice every day. Sometimes they don’t even realise that they’re owed whopping amounts of compensation.
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Have you been a victim of financial mis-selling?

Answer a few questions and find out if you have good grounds to make a financial compensation claim:

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Were you told to invest all, or most, of your savings into a single product?

Reaching out for help is never easy,
especially if you’ve been misled in the past.

But getting in touch with us won’t commit you to anything. We want to toss you a lifeboat and guide you through the choppy waters of the financial ocean, not leave you struggling to stay afloat. Our experts are here to offer advice and support on financial claims. We know what we’re doing and you can trust that if you’ve got questions, we’ve got answers.

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