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Mis-Sold SIPP by Pacific IFA? Get Your Free Claim Check

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We at Spencer Churchill Claims Advice have experience with mis-sold pensions. Specialising in final salary claims, mis-sold SIPPs (self-invested personal pensions), annuities claims and more.

Our experienced case handlers are always on-hand to help. We’ll listen to your pension story, offer clear and transparent advice, and discover if we can move your claim forward.

We can offer support and guidance for claims regarding Pacific IFA and mis-sold SIPPs too. Read on to find out more.

Could You Make A Pacific IFA Claim?

We’re here to help give advice and support to people who believe they have been a victim of financial mis-selling, which includes mis-sold SIPPs.

Some of the common complaints we’ve received include:

  • The representative in question placed you under a significant amount of pressure.
  • You were not made fully aware of any potential risks.
  • Fees and/or commissions were not mentioned.
  • You were guaranteed a steady rate of return.

If you feel any of the above complaints relates to you and your experience with Pacific IFA, you might have a claim to make.

We’re happy to help give you advice and guidance on your claim and see if you can take it forward. Get in touch today for a FREE claim assessment.

Make A Mis-Sold Pension Claim

Fill in the form below and one of our team will be in touch for a free, friendly, no-obligation chat to assess your situation.

We’ll go through your options, your rights to making a claim and discuss how we can move forward. And don’t worry, this a free assessment and we don’t take any up-front costs.

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Let’s Rewrite Your Financial Story

We are here to rewrite the book for you. 
And luckily we are pretty damn good at creating happy endings.

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We are here to rewrite the book for you. And luckily we are pretty damn good at creating happy endings.


When you get let down by someone you thought you could trust, it can leave its mark on you, emotionally and physically.


We are committed to transparency and fairness in the way we conduct with clients, including how we charge for our claims services.

Pacific IFA

Who Is Pacific IFA?

Pacific IFA is a firm offering independent financial advice. Formerly known as Pacific Life, the Essex-based company offers several wealth management options. These include self-invested pension plans (SIPPs), ISAs, retirement planning, and third-party investment opportunities.

However, at the time of writing, no fewer than 15 complaints have been lodged against Pacific ISA.

Many of these involved a SIPP fund known as Harlequin Property. The main issue is that Harlequin Property was considered to be a risky and unregulated investment opportunity.

This means these assets were associated with a significant amount of risk. This risk was not made completely clear to investors and, as a result, their funds were placed in jeopardy.

Although Pacific IFA is still functioning, there are only two regulated advisers at the firm. This is one of the reasons why previous and current clients may find it tricky if they require some form of compensation.


What Is Harlequin Property?

Harlequin Properties had ambitions to build over 6000 hotels and rental properties across the Caribbean.

However, it went awry for the group. Despite receiving around £400m from UK investors through means including SIPP pensions, only 300 properties got built.

From start to finish it has gone wrong for Harlequin Properties, from the way it was initially mis-sold to investors to finally entering insolvency proceedings.

Independent Financial Advisors had been found to use aggressive sales tactics, including using unregulated marketing firms to make cold-calls, downplaying people’s current pension schemes and exaggerating the security of investing in Harlequin Properties.

At the time of writing, the Financial Services Compensation Scheme (FSCS) has already paid over £98m in compensation.

Do you think you have a claim to make? If so, you can get in touch today with one of our experienced case handlers for a free claim assessment.

Pacific IFA

Example Of A Pacific IFA Case

This is an example of one person, known as Mr G, who was encouraged by Pacific IFA Ltd to invest in the risky Harlequin Property through a SIPP.

Mr G was a tradesman earning approximately £15,000 per year and had £50,000 in pensions. He was introduced to Harlequin via a third party and then referred to Pacific IFA Ltd for a financial review.

However, the Ombudsman found that “There’s no evidence Mr G was an experienced or sophisticated investor. Pacific knew that the investment was to be made in Harlequin.”

“Pacific knew that the investment was to be made in Harlequin. This was an unregulated, high risk, highly illiquid overseas property.”

“Mr G contracted with Pacific. Because of Pacific’s regulated advice he transferred into the SIPP and invested in Harlequin”

The key thing here is that Mr G wasn’t an experienced investor, so these non-standard and illiquid assets were too high risk and not suitable for Mr G.

Pacific IFA

How Can You Make A Pacific IFA Claim?

The good news is, there are a number of options available to you.

You can contact a team member at Spencer Churchill Claims Advice. The big advantage to this is that our experienced and knowledgeable team will give you bespoke advice and handle the claim on your behalf.

We’ll look at your case individually to discover if we think you can make a claim and then, if we can proceed your claim, work to get you the best result we can.

Reaching out for help is never easy,
especially if you’ve been misled in the past.

But getting in touch with us won’t commit you to anything. We want to toss you a lifeboat and guide you through the choppy waters of the financial ocean, not leave you struggling to stay afloat. Our experts are here to offer advice and support on financial claims. We know what we’re doing and you can trust that if you’ve got questions, we’ve got answers.

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Spencer Churchill Claims Advice featured on:

  • The Herald
  • Southern Daily Echo
  • Manchester Evening News

Do you know how people complained about mis-sold investments and pensions in the last year?

A lot. Over twenty thousand complaints were made about mis-sold pensions and investments in 2020/21, a figure which had doubled since the year before.. It’s no secret how serious this problem is, and it just seems to keep getting worse.

People receive poor financial advice every day. Sometimes they don’t even realise that they’re owed whopping amounts of compensation.
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Have You Been A Victim Of Financial Mis-Selling?

Answer a few questions and find out if you have good grounds to make a financial compensation claim:

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Were you told to invest all, or most, of your savings into a single product?
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Spencer Churchill Claims Advice Will:

  • Speak to you in plain English
  • Provide you with a dedicated claims specialist
  • Pay attention to the small details of your case
  • Keep you up to date with the status of your claim
  • Make sure you understand our charges
  • Do absolutely everything we can to win your claim

Speak to an expert today

We have decades of experience in helping people claim back money that is rightfully theirs. Whether you want to make a mis-sold pension claim, have questions about a mis-sold investment, or you’re just looking for some advice you can trust – we’ve got you covered. Reach out to our team today for a no-obligation, completely free chat. 

Call: 01204929929

Office Hours:

Monday: 8:00am–6:00pm
Tuesday: 8:00am–6.00pm
Wednesday: 8:00am–6:00pm
Thursday: 8.00am–6.00pm
Friday: Office Closed

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