Did You Move Your Engineering Company Pension?
Pensions like these were rare and valuable. Sometimes when you move businesses, you could be tempted to move your company pension into a private scheme.
We’ll have a specialist call you back for a no obligation chat about your financial claim
Did You Know…
- People who transfer final salary pensions up to 10 years before they retire may lose as much as 50% of their total pension value?*
- Defined benefits pensions like these come with valuable benefits that may be impossible to replace with a personal pension?
- That less than 50% of the pension transfer advice reviewed by the FCA was found to be suitable for the individual?*
Transferring your pension may mean running out of money in retirement, compared with a Final Salary pension that promises a guaranteed income for life.
Did you also know, that if you transferred a defined benefits pension then you may be able to make a claim? For a quick chat about your pension situation fill in the form below and we will be in touch as soon as possible – completely FREE.
Let’s rewrite your financial story
We are here to rewrite the book for you. And luckily we are pretty damn good at creating happy endings.
We are here to rewrite the book for you. And luckily we are pretty damn good at creating happy endings.
When you get let down by someone you thought you could trust, it can leave its mark on you, emotionally and physically.
We are committed to transparency and fairness in the way we conduct with clients, including how we charge for our claims services.
The Final Salary Pension Transfer Scandal
The FCA tells financial advisers to only recommend that somebody transfers a final salary pension in rare circumstances.
This is because they are considered valuable, protected up to 90% by the PPF and come with the promise of a guaranteed income in retirement.
Most personal pensions come with no such guarantee, and as investments rise and fall with the often unpredictable markets, many may lose money by transferring away from final salary pension schemes.
Is Your Pension Performing As Good As Your Old Final Salary Pension?
It all depends on many factors, and private pensions rarely stack up to valuable final salary pensions. Is you NEW pension…?
- Promising a guaranteed income in retirement?
- Protected by the PPF upto 90%?
- Free for members to run (no annual charges?)
- Set to pay out all the way until you die?
- Complete with Death In Service Benefits that would pay up to 50% to a spouse if you die before retirement?
- Keeping up with the Critical Yield (how much your pension needs to grow by each year, every year, to keep up with what your old pension would have been worth?
If the answer to any of these questions is no, then you may have been mis-sold your pension transfer.
Spencer Churchill Claims Advice
We set up Spencer Churchill Claims Advice to fight for those people who were mis-sold.
Take a moment for a free chat with one of our experienced case handlers to find out if your pension transfers has the hallmarks of a mis-sold pension claim.
Start Your Free, No-Obligation Initial Assessment Today!
Do you know how people complained about mis-sold investments and pensions in the last year?
A lot. Over twenty thousand complaints were made about mis-sold pensions and investments in 2020/21, a figure which had doubled since the year before.. It’s no secret how serious this problem is, and it just seems to keep getting worse.
Have you been a victim of financial mis-selling?
Reaching out for help is never easy,
especially if you’ve been misled in the past.
But getting in touch with us won’t commit you to anything. We want to toss you a lifeboat and guide you through the choppy waters of the financial ocean, not leave you struggling to stay afloat. Our experts are here to offer advice and support on financial claims. We know what we’re doing and you can trust that if you’ve got questions, we’ve got answers.
Spencer Churchill Claims Advice featured on:
Spencer Churchill Claims Advice Will:
- Speak to you in plain English
- Provide you with a dedicated claims specialist
- Pay attention to the small details of your case
- Keep you up to date with the status of your claim
- Make sure you understand our charges
- Do absolutely everything we can to win your claim
How does our claims process work?
With millions of mis-sold pensions reported, it’s worth finding out if you can get your money back. Here’s how our simple process works:
What types of claims do we handle?
Find out how much you could claim today
Ready to take the next step? We’re here with clear, no-pressure advice. Give us a call today to find out if you have a valid claim
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Thursday: 8.00am–6.00pm
Friday: Office Closed